Acquire an existing Non-Banking Financial Company (NBFC) with regulatory approvals to enter the financial services sector quickly and strategically without starting a new entity from scratch.
An NBFC for Sale refers to the transfer or acquisition of an existing Non-Banking Financial Company that holds a valid licence from the Reserve Bank of India (RBI) and an operational framework. Buying an NBFC allows a buyer to enter the financial services industry with an established customer base, infrastructure, and regulatory approvals, bypassing the lengthy procedures of setting up a new NBFC. The process typically requires due diligence, valuation, negotiation, and prior approval from the RBI for change of ownership or control. Acquiring an NBFC can significantly accelerate business expansion and provide immediate access to financial services operations and revenue streams.
Skip long NBFC registration timelines and enter the financial services sector quickly by acquiring an existing licensed NBFC.
Benefit from an already approved RBI licence and established compliance systems.
Gain access to existing customers, portfolios, and operational infrastructure.
Unlock business expansion potential and geographic reach without starting from zero.
Ensures the entity’s operations comply with RBI framework and financial regulations.
Acquire an operational entity with active financial products and income.
Position your business in the financial services ecosystem with credibility.
Transfer existing risk management structures and frameworks with the sale.
Identify potential NBFCs for sale based on business size, compliance, and strategic fit.
Carry out detailed due diligence of financials, legal compliance, loan books, and regulatory history.
Negotiate terms, valuation, and sale agreements between buyer and seller.
Submit applications for RBI approval for change in ownership/control and complete regulatory formalities.
Discuss your objectives and shortlist suitable NBFCs available for sale.
Review all legal, financial, and compliance records of the NBFC.
Agree on pricing, liabilities, and sale conditions with the seller.
File for RBI’s approval for ownership change and complete transfer.
Hidden liabilities or compliance issues may surface later.
How to avoid: Conduct thorough financial and regulatory due diligence.
Overpaying or underestimating the true value of the NBFC.
How to avoid: Use professional valuation techniques.
Regulatory delays or rejection.
How to avoid: Ensure all filings meet RBI’s criteria and timelines.
Operational difficulties post-acquisition.
How to avoid: Plan integration of systems and teams ahead of closing.
It refers to the acquisition of an existing NBFC licence and business, allowing the buyer to enter the financial services sector quickly.
Yes, RBI approval is required for change of ownership or control of an NBFC.
Operations can continue once RBI approval is obtained and compliance formalities are completed.
Challenges include regulatory compliance issues, valuation disagreements, and integration of operations.
Acquiring an existing NBFC can save time and regulatory effort but depends on valuation and deal structure.
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